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Gareth Vaughan says the NZ Super Fund's Portuguese stoush is a timely...
Short headline: Lessons from Portugal TweetBy Gareth VaughanThe New Zealand Super Fund's donnybrook with Portugal's central bank is a timely reminder of how messy things can get when a bank...
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English reminds term deposit savers there is no Government Guarantee and...
Short headline: English reminds savers of no guarantee TweetBy Bernard HickeyFinance Minister Bill English has reminded term deposit savers that there is no Government guarantee for their deposits and...
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RBNZ's OBR policy signals decreasing prospect of taxpayer funded bailout of...
Short headline: 'OBR supports stability of banking system' TweetThe Reserve Bank's Open Bank Resolution (OBR) policy supports the stability of the banking system, and incentivises bank management and...
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Less dogma, more flexibility needed in Reserve Bank's risk management strategy
Short headline: A critique of RBNZ risk management TweetBy Gareth VaughanDiscussing potential bank failure is a frightening topic at the best of times.Although thankfully none of New Zealand's banks...
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NZ's stable, if heavily consolidated, financial system creates 'ample scope'...
Short headline: Banks 'can and will be allowed to fail' TweetBy Gareth VaughanNew Zealand's stable financial system creates "ample scope" for new entrants to enter the market, Reserve Bank Head of...
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Gareth Vaughan takes a look at what the main political parties are offering...
Short headline: Who should savers vote for? TweetBy Gareth VaughanThe election campaign's in full swing and we're hearing plenty from political parties pledging to help borrowers get a foot on the...
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Bernard Hickey looks at the lessons we should learn from warnings about our...
Short headline: The moral hazard in our 'Too Big To Fail' property market TweetBy Bernard HickeyLast weekend's headlines from Forbes warning about a housing crash and 'economic disaster' may well have...
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Loss of implicit government guarantee could cost big 4 Australasian banks a...
Short headline: Big banks' implicit govt guarantee on the line TweetBy Gareth VaughanThe Australian parents of New Zealand's big four banks may lose their implicit government guarantees, costing them...
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Kiwibank reaches RBNZ's 'systemically important bank' threshold but nothing...
Short headline: 'None of our banks are too-big-to-fail' TweetBy Gareth VaughanNew Zealand now has a fifth systemically important bank.Kiwibank's half-year financial statements show it has met the...
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NZ banks now have $20b of assets, including 143,627 home loans, guaranteeing...
Short headline: Spotlight on NZ covered bonds TweetBy Gareth VaughanA new report from credit rating agency Fitch puts the spotlight on the NZ$13.234 billion worth of covered bonds New Zealand banks...
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Credit rating agency downgrades SBS, building society support ratings due to...
Short headline: Fitch raises OBR related concerns TweetFitch Ratings has affirmed its 'BBB' rating on SBS Bank with a stable outlook, but downgraded SBS' support rating because of the Reserve Bank's...
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Open Bank Resolution policy now in the RBNZ's toolkit, any use would be...
Short headline: RBNZ's OBR bank failure policy live TweetThe Reserve Bank has confirmed its new bank failure tool, the Open Bank Resolution (OBR) policy, has gone live.The prudential regulator has...
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If a bank failed and the Open Bank Resolution Policy was implemented, how...
TweetThe haircuts taken by depositors in Cyprus' banking crisis earlier this year caused a publicity storm over the Reserve Bank of New Zealand's incoming bank failure tool, the Open Bank Resolution...
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PM John Key and the RBNZ are wrong in their opposition to deposit insurance,...
TweetBy Gareth VaughanTwo key arguments used by the Reserve Bank and Prime Minister against the introduction of deposit insurance are disputed by international deposit insurance expert and University...
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KiwiSaver funds held by banks won't be 'pre-positioned' for the RBNZ's OBR...
TweetBy Gareth VaughanKiwiSaver funds held by banks aren't included among the unsecured liabilities to be "pre-positioned" for the Reserve Bank's Open Bank Resolution (OBR) policy meaning, if a bank...
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NZ doesn't have deposit insurance due to moral hazard and the difficulties of...
TweetBy Gareth VaughanNew Zealand depositors lack the insurance present in many other countries because the dangers of moral hazard issues and the difficulties of defining boundaries and pricing are...
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Matt Nolan looks how a deposit levy can help get the 'incentives' right for...
TweetBy Matthew Nolan*Following the pain of the Global Financial Crisis, banks have come in for a lot of flak.Additional regulations and taxes have been suggested for banks.Although a justification for...
View ArticlePM John Key defends Open Bank Resolution policy, denies potential for bank...
TweetBy Bernard HickeyPrime Minister John Key has defended the Open Bank Resolution policy being introduced by the Reserve Bank of New Zealand and the government, arguing it would improve confidence in...
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Opinion: Matt Nolan says he agrees more with Labour and the Greens than...
TweetBy Matt NolanThere has been some discussion of deposit insurance, the open bank resolution plan, and the types of risks being faced by New Zealand savers. This is actually a hugely important...
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Labour's David Parker says if it's good enough for big investors to have...
TweetBy Gareth VaughanIf "the big end of town" has protection for money it lends to banks through covered bonds, then ordinary depositors also ought to have some protection, Labour Party Finance...
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